FinOptima

Total Balance

$12,450.00

2.5% from last month

Monthly Income

$4,500.00

5% from last month

Monthly Expenses

$2,850.00

3% from last month

Monthly Spending

Budget Progress

70%

Housing

$1,400 / $2,000

50%

Food

$300 / $600

25%

Transport

$75 / $300

85%

Entertainment

$170 / $200

Recent Transactions

Grocery Store

Today, 3:45 PM

-$85.30

Food

Rent Payment

Yesterday

-$1,200.00

Housing

Salary Deposit

May 1, 2023

+$4,500.00

Income

Movie Tickets

Apr 28, 2023

-$32.50

Entertainment

Savings Goals

Emergency Fund

$3,200 / $5,000

64% completed

$1,800 left

New Car

$8,500 / $15,000

56% completed

$6,500 left

Vacation

$1,200 / $3,000

40% completed

$1,800 left

Financial Insights

Spending Alert

Your food expenses are 15% higher than last month. Consider meal planning to reduce costs.

Savings Tip

You could save $120/month by reducing dining out from 8 to 4 times per month.

Investment Opportunity

With your current savings rate, you could invest $300/month and potentially earn 5-7% annually.

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